Independent Dealers · Stronger Together · El Paso, Texas
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Regulatory Updates.

Agency notices that matter to independent auto dealers—OCCC financing license renewals, NMLS, TxDMV rule changes, title systems and county-specific registration requirements. Every notice links to its official source.

Reviewed November 1, 20268 official noticesTexas + El Paso focusedCurated updates · Not a live agency feed
THE 60-SECOND DEALER BRIEF

Only have a minute? Read this.

The most important takeaways from the eight agency announcements below. Not every rule applies to every dealership.

01 NOV 2026Last reviewed
01Texas dealerships

New dealer rules are effective.

TxDMV Chapter 215 amendments took effect October 29. Review the adopted changes and check which affect your operation.

What changed? →
02Finance licensees

Renewal deadline: December 31.

If you hold an OCCC Motor Vehicle Sales Finance license, renew through NMLS and confirm updated disclosure requirements. This is separate from GDN.

What do I need to do? →
03Proposed—NOT effective

Comment by November 29.

OCCC is proposing motor vehicle licensing and recordkeeping changes. They're not adopted requirements yet.

Read the proposal →
ALL EIGHT NOTICES, IN ONE LINE EACH

The complete quick-read checklist

8 summaries · 1 minute
  1. Dealers with an OCCC MVSF licenseDeadline

    Renew your motor vehicle sales finance license through NMLS by December 31, 2026. This is not your TxDMV GDN renewal.

    Full details
  2. Texas dealer operationsIn effect

    TxDMV Chapter 215 changes took effect October 29. Review the adopted rules for requirements that apply to your dealership.

    Full details
  3. Dealers following finance rulesProposed

    OCCC's licensing and recordkeeping changes are proposals—not current law. Comments are due November 29.

    Full details
  4. Licensees renewing through NMLSDeadline

    Update NMLS disclosure questions and applicable employment reporting information before submitting your renewal.

    Full details
  5. Existing OCCC finance licenseesPast deadline

    The August 31 NMLS migration deadline has passed. If you haven't completed the transition, contact OCCC.

    Full details
  6. OCCC MVSF licenseesAnnual report

    The new MVSF annual report is due June 30 each year. Check that the 2026 filing was completed.

    Full details
  7. Title, registration and licensing staffSystems

    Check webDEALER and eLICENSING 26.3 notes for processing changes that could affect your team.

    Full details
  8. Dealers handling Bexar County registrationsCounty-specific

    Bexar County emissions requirements began November 1. This does not create a new El Paso County requirement.

    Full details
Resumen rápido en español

Para los concesionarios de Texas: Los cambios al Capítulo 215 de TxDMV entraron en vigor el 29 de octubre. Revise las normas adoptadas y cómo aplican a su negocio.

Solo para licenciatarios de financiamiento OCCC MVSF: Renueve en NMLS antes del 31 de diciembre de 2026. Verifique las preguntas de divulgación y los requisitos del sistema. No es la renovación de GDN.

Propuesta, todavía no vigente: OCCC recibe comentarios sobre reglas propuestas de licencias y registros hasta el 29 de noviembre.

Avisos adicionales: El plazo anterior de migración a NMLS venció; existe un informe anual de financiamiento; hay notas de nuevas versiones de webDEALER y eLICENSING; y hay requisitos de emisiones para registros en el condado de Bexar, no en El Paso.

Important: These are plain-language summaries, not individualized legal advice. Check the original agency link in each full notice before taking action. This page is manually reviewed—not updated automatically.
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8 of 8 notices
OCCCRenewal / Deadline
Opened November 1, 2026

2026 Motor Vehicle Sales Finance license renewals are open

Quick take · Dealers with an OCCC MVSF license: Renew your motor vehicle sales finance license through NMLS by December 31, 2026. This is not your TxDMV GDN renewal.

The OCCC's 2026 MVSF license renewal period opens November 1 and closes December 31. Licensees must renew in NMLS; licenses not renewed by the deadline expire.

For eligible licenses, the reinstatement window begins January 1, 2027 and closes February 28, 2027. OCCC lists a $1,000 late filing fee in addition to applicable renewal and NMLS processing fees. This financing license is distinct from a TxDMV GDN dealer license.

Dealer action: Check your applicable OCCC MVSF license and renewal status in NMLS now. Verify the correct company and any branch licenses before submitting.

FinancingRenewalNMLS
December 31, 2026OCCC motor vehicle sales finance ↗
TxDMVEffective Rule
Adopted October 23, 2026

Chapter 215 dealer rule amendments are now effective

Quick take · Texas dealer operations: TxDMV Chapter 215 changes took effect October 29. Review the adopted rules for requirements that apply to your dealership.

TxDMV adopted amendments to Chapter 215, Motor Vehicle Distribution, including provisions concerning motor vehicle records, licensing and administrative requirements.

The package addresses dealership operations and licensing subjects, including signs, identification of inventory areas and dealer license plate provisions. Review the adopted rule text and agency summary for precise requirements that apply to your dealership.

Dealer action: Review the adopted Chapter 215 summary and rule text; update dealership procedures where the new language affects your operations.

Dealer operationsLicensingEffective now
Effective October 29, 2026TxDMV 2026 adopted rules ↗
OCCCProposed Rule
Published October 30, 2026

Motor vehicle licensing and recordkeeping rule amendments proposed

Quick take · Dealers following finance rules: OCCC's licensing and recordkeeping changes are proposals—not current law. Comments are due November 29.

OCCC published proposed rule changes to align MVSF and commercial motor vehicle finance licensing with the NMLS transition and consolidate recordkeeping provisions.

Topics include new applications, ownership transfers, application denials, change notifications and recordkeeping. These amendments are proposals and are not yet adopted requirements.

Dealer action: Read the proposal and submit a timely comment if the changes affect EPHIADA members or association policy positions.

Proposed rulesNMLSComment period
Comments due November 29, 2026OCCC recent and upcoming rules ↗
NMLS / CSBSRenewal / Deadline
Published October 21, 2026

NMLS 2026 annual renewal requires updated disclosures

Quick take · Licensees renewing through NMLS: Update NMLS disclosure questions and applicable employment reporting information before submitting your renewal.

State regulators advised NMLS licensees to complete updated disclosure questions and new employment reporting requirements before filing applicable annual renewals.

The announcement applies across multiple industries, including consumer financial services; exact obligations depend on the license type and regulator. The NMLS renewal period in most states runs November 1 to December 31.

Dealer action: Review NMLS renewal tasks, current license types, disclosure responses and employment information before submitting.

NMLSRenewalDisclosures
Most states: November 1–December 31CSBS / NMLS renewal announcement ↗
OCCCPast Deadline
Transition June–August 2026

Mandatory OCCC-to-NMLS transition: confirm your status

Quick take · Existing OCCC finance licensees: The August 31 NMLS migration deadline has passed. If you haven't completed the transition, contact OCCC.

OCCC required existing motor vehicle sales finance licensees to migrate from ALECS to NMLS during June 1–August 31, 2026.

Transitioning companies were directed to submit NMLS company and relevant control-person/branch forms. The original transition window has already passed; this is a compliance follow-up, not a newly announced deadline.

Dealer action: If your licensing transition was not completed, contact OCCC for status and instructions rather than assuming that an ALECS record remains sufficient.

LicensingHistorical deadlineNMLS
Original deadline August 31, 2026 (passed)OCCC licensing and transition information ↗
OCCCAnnual Reporting
First report due June 30, 2026

Motor vehicle finance annual reporting is now required

Quick take · OCCC MVSF licensees: The new MVSF annual report is due June 30 each year. Check that the 2026 filing was completed.

OCCC requires MVSF licensees to file an annual report reporting relevant retail installment contract activity, with the first report due June 30, 2026.

The report covers retail installment contracts originated, acquired and serviced. The June 2026 due date has passed; review the OCCC instructions for future annual filing and any unresolved prior obligation.

Dealer action: Confirm whether your license was required to file for 2026, resolve any missing filing and maintain records for the next reporting cycle.

Annual reportingRetail installment contractsFinancing
Annual filing due June 30OCCC official annual-report notice ↗
TxDMVSystem Update
2026 Release 26.3

webDEALER and eLICENSING 26.3 documentation is available

Quick take · Title, registration and licensing staff: Check webDEALER and eLICENSING 26.3 notes for processing changes that could affect your team.

TxDMV has posted webDEALER 26.3 addendums and eLICENSING 26.3 release notes among its official technical and county dealer resources.

Releases can affect processing screens, title and registration workflows and licensing transactions. Consult the exact latest agency addendum before changing any process; this item is technical guidance, not a new legal filing deadline.

Dealer action: Have the title/registration team review the webDEALER addendum and the licensing team check eLICENSING notes.

webDEALERePLATEeLICENSING
Review available release notesTxDMV software notes and addendums ↗
TxDMVCounty-Specific
Announced September 15, 2026

Bexar County vehicle emissions testing begins

Quick take · Dealers handling Bexar County registrations: Bexar County emissions requirements began November 1. This does not create a new El Paso County requirement.

The State announced that Bexar County's emissions-inspection requirements begin November 1, 2026 for many qualifying gasoline-powered vehicles being registered there.

This is a Bexar County requirement, relevant to dealers processing vehicles for San Antonio-area purchasers. It does not by itself create a new emissions requirement for vehicles registered in El Paso County. Verify model-year and exemption details with the official guidance.

Dealer action: For sales to buyers registering in Bexar County, review eligibility and inspection requirements before completing the registration process.

Bexar CountyEmissionsOut-of-area sales
Effective November 1, 2026TxDMV media announcements ↗

Know what the notice means

  • Renewal / Deadline: time-sensitive step; check your individual license status.
  • Effective Rule: adopted rule is in force; read the official text.
  • Proposed Rule: not yet effective; review and comment during the comment period.
  • System Update: technical procedures or release notes, not necessarily a new legal obligation.
  • Past Deadline: historical date; confirm any unresolved obligation directly with the agency.

Stay connected with official agencies

These notices were checked against the cited agency websites as of November 1, 2026. This page is a dated editorial summary, not a live government feed or individualized legal advice.

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